PSB Home Loan Application Form PDF

PSB Home Loan Application Form - Summary

DOCUMENTS REQUIRED FOR PSB HOUSING LOAN

The PSB housing loan application form needs specific documents for an easy approval process. To assist you better, we’ve made a simple list of all the necessary documents below. You can quickly download this information as a PDF, which will be useful for your application.

Essential Documents for PSB Housing Loan Application

1. Loan Application
2. Photographs of both Applicant & Co-applicant
3. Photo ID Proof, Age Proof & proof of residence
4. Bank account statement showing transactions for the last 6 months or a photocopy of your passbook, including your account number, account nature, and date of account opening.
5. The latest telephone bill (for Landline or Postpaid connection, either at your Residence or Business place)
6. Copy of Aadhaar
7. Copy of PAN number, along with a Copy of your IT Assessment order/IT Return for the last 3 years.
8. Any other document that shows your capacity to repay the loan.
9. Last 2 months’ salary certificates (for Salaried individuals) showcasing details such as Perks, all deductions, Date of joining, Date of superannuation, and Permanency of employment. Pensioners should provide a Copy of their PPO.
10. A statement of your Assets and Liabilities in the prescribed format for Individual Applicants. For other Applicants, provide Financial Statements for the last three years.
11. A cheque for the processing fee and one cancelled cheque from the account where the EMI (PDC/ECS) will be drawn for signature verification. Ensure this is from the account where your salary or business income is credited.
12. Property details:
    1. Sale deed / Lease deed/conveyance deed with a complete chain of documents
    2. Legal Opinion and index inspection report on the property
    3. Valuation Report of the property
    4. Sanctioned Plan or a copy of approved drawings of proposed construction from a competent authority.
    5. Tax paid receipts, Agreement to sell, and Proof of Bayana payment
    6. If purchasing from an Individual, include their ID proof and/or Bank account details

This list of documents will help you prepare your application efficiently. For your convenience, you can also download this information as a PDF to keep it handy during the application process. Make sure to check all requirements to ensure a smooth experience! 😊

Gathering these essential documents for your PSB housing loan application will help you start your journey toward homeownership with ease!

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PSB Home Loan Application Form PDF Download