Allahabad UP Gramin Bank Account PMJJBY Form Hindi PDF
Allahabad UP Gramin Bank Account PMJJBY Form हिन्दी PDF डाउनलोड करें इस लेख में नीचे दिए गए लिंक से। अगर आप Allahabad UP Gramin Bank Account PMJJBY Form हिन्दी पीडीएफ़ डाउनलोड करना चाहते हैं तो आप बिल्कुल सही जगह आए हैं। इस लेख में हम आपको रहे हैं Allahabad UP Gramin Bank Account PMJJBY Form के बारे में सम्पूर्ण जानकारी और पीडीएफ़ का direct डाउनलोड लिंक।
The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join/enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason.
- Premium: The Pradhan Mantri Jeevan Jyoti Bima Yojana offers insurance coverage at a minimum premium rate of Rs.330 per annum. The PMJJBY scheme is a lucrative option of investment for the low-income group of individuals. The premium of policy remains the same for subscribers of all age groups between 18 years- 50 years.
- Tax- Benefit: The premium paid towards the PMJJBY scheme is applicable for tax exemption under Section 80C of the Income Tax Act.
- Payment Mode: The bank auto-debits the premium from the savings bank account of the subscribers. This is the only way to pay the premium of the policy. The renewal period of the Pradhan Mantri Jeevan Jyoti Bima scheme is between May 25th – 31st May, the premium amount for renewal of the policy is also auto-debited from the savings bank account of the policyholder. In case the insured person wants to discontinue the policy then he/she can submit a cancellation requires to stop the premium payment deduction.
Details to be Menion in Allahabad UP Gramin Bank Account PMJJBY Form
- Applicants Name
- Bank Account Details
- Policy Details
- Aand any other details
Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits
In case of the demise of the insured person, the PMJJBY provides a death coverage of Rs2,00,000 to the beneficiary of the policy.
As this is a pure term insurance plan, PMJJBY does not offer any maturity or surrender benefit.
The premium paid towards the policy is eligible for tax deduction under section 80C of the Income Tax Act. In case the insurance holder fails to submit form 15 G/15 H then any life insurance proceeds exceeding Rs. 1,00,000 will be taxable by 2%.
PMJJBY provides a risk coverage of 1 year. Nevertheless, as this is a renewable policy it can be renewed yearly. Moreover, the policyholder can also opt for a longer duration of more than a year by auto-debit option linked to your savings bank account.
|18 years||50 years|
|Maximum maturity age||55 years|
|Policy Term||1 year ( Renewable yearly)|
|Premium amount||Rs330(inclusive of Rs41 towards administrative charges)|
|Lien period||45 days from the enrolment date into the scheme|
You can download the Allahabad UP Gramin Bank Account PMJJBY Form in PDF format using the link given below.PDF's Related to Allahabad UP Gramin Bank Account PMJJBY Form