Karnataka Bank PMJJBY Claim Application Form - Summary
Karnataka Bank PMJJBY claim application form is the claim-cum-discharge form used by nominees of Pradhan Mantri Jeevan Jyoti Bima Yojana members who held a savings account with Karnataka Bank. The current PDF is the revised claim-cum-discharge format issued by Karnataka Bank, to be submitted preferably within 30 days of the death of the insured member.
The PDF has 4 pages in English. Part 1 records details of the deceased member, Part 2 covers the nominee or claimant, Part 3 is the bank’s certification from enrolment records, and the advance discharge receipt for the claim amount follows.
Claim amount and cover
A claim amount of Rs. 2,00,000 is payable on death of a member to the nominee. Risk cover runs from age 18 (completed) to age 55 (nearer birthday) as on the annual renewal date. Cover ends on attaining 55, on closure of the savings account, or on insufficiency of balance for the premium.
How to claim
STEP 1 – Approach the Karnataka Bank branch where the deceased member held the savings account through which PMJJBY cover was taken, along with the death certificate.
STEP 2 – Collect the claim form and discharge receipt from the branch or the Karnataka Bank download center.
STEP 3 – Fill Parts 1 and 2, attach the death certificate, KYC proof of the nominee or claimant, and a cancelled cheque or passbook copy of the nominee’s account.
STEP 4 – Submit the form at the same branch. The bank certifies Part 3 and forwards the papers to the insurer’s designated office; the bank has up to 30 days to send a complete claim to the insurer.
