Atal Pension Yojana (APY) Application Form - Summary
Atal Pension Yojana (APY) is a government-backed pension scheme that offers a reliable monthly pension of Rs 1,000 to Rs 5,000. The amount you need to contribute monthly depends on how much pension you wish to receive and your age when you start. Contributions to this pension scheme end when you turn 60, and this means that even if you start your APY journey at 40, you must contribute for at least 20 years to enjoy the benefits of the pension plan. You can easily download the Atal Pension Yojana (APY) Application Form in PDF format using the link at the bottom of this article.
Eligibility Criteria for Atal Pension Yojana
To join the Atal Pension Yojana (APY), you must meet the following requirements:
1. Be an Indian citizen.
2. Have an active bank account.
3. Be between 18 and 40 years old.
Benefits of Atal Pension Yojana
The Atal Pension Yojana provides subscribers with a guaranteed monthly pension ranging from Rs 1,000 to Rs 5,000, as detailed above. One of the advantages of this scheme is that you can choose to adjust your pension amount once a year during the accumulation phase.
In the unfortunate event of the subscriber’s death, the subscriber’s spouse will continue to receive the same pension until they pass away. After both have passed, the nominee will be entitled to the total pension funds accumulated until the subscriber reached the age of 60.
If the subscriber dies before turning 60, the spouse has two options: they can either exit from the scheme and claim the accumulated funds or continue to keep the account in the subscriber’s name for the remaining years. If the spouse continues the account, they will receive the original pension amount until their own death.
You can download the Atal Pension Yojana (APY) Application Form in PDF format using the link below.
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