PMAY CLSS For EWS / LIG Guidelines PDF

PDF Name	PMAY CLSS For EWS / LIG Guidelines
No. of Pages	36
PDF Size	1.40 MB
Language	English
Tags	Sarkari Yojana
PDF Category	Government
Source / Credits	mohua.gov.in
Uploaded By	Kumar

PMAY CLSS For EWS / LIG Guidelines - Summary

The PMAY CLSS for EWS and LIG guidelines provide essential information for those looking to benefit from this housing scheme. The Ministry of Housing and Urban Poverty Alleviation has outlined a comprehensive road plan and specific eligibility criteria for potential applicants. PMAY actively collaborates with some of the largest banks in India to facilitate building loans for eligible candidates.

By offering loans at lower interest rates, the government ensures that a significant portion is covered on behalf of the applicants. This subsidized loan system is designed to help economically disadvantaged individuals build their own homes.

Eligibility Criteria

EWS (Economically Weaker Section)

EWS refers to individuals and families with a household income of less than Rs. 3 lakh per year. If someone claims to be in the EWS category, it is essential to provide necessary proof to the government to validate their income status.

LIG (Lower Income Group)

The LIG category includes families with an annual household income ranging between Rs. 3 lakh and Rs. 6 lakh. Applicants in this group must also submit adequate documentation proving their financial situation for consideration.

Other Categories

Women applicants from the EWS or LIG categories will be given special consideration when applying for the PMAY program. Additionally, people from minority groups such as Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC) fall under the minority classification. These applicants must present the required caste and income certificates to be eligible for the PMAY scheme.

Guidelines for Applicants

It is crucial that family members of the applicant do not own a home anywhere in the country. In the case of a married couple, they may choose either a single or joint ownership of the property, with both individuals eligible for a single subsidy.

Furthermore, the applicant’s family should not have previously benefited from any housing initiatives provided by the Government of India. By following these PMAY CLSS guidelines for EWS and LIG, more individuals will have the opportunity to achieve their dream of owning a home.

For detailed information, feel free to download the PDF provided on our website.

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