Pradhan Mantri Awas Yojana Gramin Guidelines PDF

Guidelines of Pradhan Mantri Awas Yojana – Gramin

• The government plans to construct 1 crore pucca (permanent) houses for the rural poor within the next three years.
• In total, 4 crore homes are expected to be built under PMAY-G in rural areas across the country by 2022.
• This scheme is anticipated to create many job opportunities in rural regions.
• The implementation of the project will take place over three years, from 2016-2017 to 2018-2019, with a budget of Rs. 81,975 crore.
• Of the estimated budget, Rs. 60,000 crore will come from government allocations, while the rest will be sourced through Nabard.
• Financial assistance for each house will be shared between central and state governments at a ratio of 60:40 in plain areas and 90:10 in hilly and northeastern states.
• Beneficiaries will be selected based on the data from the Socio-Economic Caste Census of 2011.
• An allowance of Rs. 120,000 for plain areas and Rs. 130,000 for hilly areas will be provided to support home construction.
• The size of the unit will be increased from 20 sq.mt. to 25 sq.mt., including a dedicated cooking area for hygiene.
• Toilets will be provided for Rs. 12,000, along with 90/95 days of unskilled wage labour under MGNREGA, in addition to the unit cost.
• Funds will be directly transferred electronically to the beneficiaries’ accounts.
• Beneficiaries may opt for a loan of up to Rs. 70,000 for house construction.
• Special projects will receive sanction based on specific needs and situations of the states.
• NEW UPDATE: Home loans up to Rs. 2 Lakh taken in 2017 for maintenance or upgradation of homes under PM Awas Yojana – Gramin will receive an interest subvention of 3%.

The Pradhan Mantri Awas Yojana – Gramin is also expected to create many jobs in rural areas, especially in the construction sector, which is the second-largest employer in India. For more information about the scheme, check out the PMAY-G Scheme FAQs to get all your questions answered.