Personal Loan Documents List - Summary
A personal loan is an unsecured loan that you can obtain with minimal documentation. This type of loan can be used for any valid financial reason, making it versatile for your needs. Just like any other loan, it’s important to pay it back as per the conditions agreed upon with your bank.
Individuals aged between 21 to 60 years can apply for a personal loan. This includes self-employed individuals, entrepreneurs, and those with a salary. To qualify, you must have a CIBIL score of 750 or above.
You might be considering taking a personal loan to help with different financial goals. It could be for consolidating debt, renovating your home, or even planning the wedding of your dreams. Personal loans are available through banks, credit unions, and online lenders.
Personal Loan Documents List
When you decide to apply for a personal loan, here are the documents you will need to submit:
- PAN Card
- Identity proof (Aadhaar Card, Driving Licence, Passport, Voter ID, etc.)
- Signature Proof (Passport, PAN Card, etc.)
- Address proof (Passport copy, Aadhaar Card, Driving Licence, utility bill – gas or electricity bill, Voter ID, ration card, rent agreement, etc.)
- Bank statements for the last 6 months
Additional Personal Loan Documents for Salaried Individuals
- Salary slips for the last three months
- Income Tax Returns OR Form 16
Additional Personal Loan Documents for Self-Employed Individuals
- Balance sheet and profit and loss account along with income computation for the last 2 years
- Income Tax Returns for the previous 2 years
- Business proof (License, registration certificate, GST number)
- IT Assessment OR Clearance Certificate
- Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26AS for income declared in ITR
You can download the Personal Loan Documents List PDF using the link provided below.
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Axis Bank Personal Loan Application Form
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PNB Application Form for Personal Loan
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SBI Personal/Xpress Credit Loan Application Form
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Pradhan Mantri Mudra Loan Application Form SBI
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Assam Gramin Vikash Bank Agriculture Loan Form Assamese
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SBI Smart Score Loan Application Form
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GSC Bank Loan Application Form Gujarati
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ICICI Bank Home Loan Application Form