National Pension System - NSDL Booklet PDF

PDF Name	National Pension System – NSDL Booklet
No. of Pages	12
PDF Size	2.05 MB
Language	English
PDF Category	Government
Source / Credits	npscra.nsdl.co.in
Uploaded By	Krishan

National Pension System – NSDL Booklet - Summary

National Pension System (NPS) NSDL Booklet is your ultimate guide to understanding the National Pension System. This booklet will help you learn how the National Pension System works, how to open an account or apply online, choose the right investment option, deposit money, enjoy tax benefits, and much more.

The National Pension System (NPS) is a voluntary and long-term retirement savings scheme aimed at helping individuals save systematically for their future. NSDL (National Securities Depository Limited) serves as one of the central record-keeping agencies for the NPS.

Discover the Key Features of NPS Through NSDL

Benefits of Investing in NPS

Open to Everyone: NPS is accessible to all Indian citizens aged between 18 and 60 years. Non-Resident Indians (NRIs) can also join the scheme on a voluntary basis.
Two-Tier Structure: The NPS consists of two tiers – Tier-I and Tier-II. Tier-I is a compulsory long-term retirement account, while Tier-II is a voluntary and flexible savings option.
Regular Contributions: Individuals can contribute regularly to their NPS accounts while working. These contributions are invested in various financial instruments, giving you the potential for good returns.
Investment Choices: NPS provides various investment options, including equity, corporate bonds, government securities, and alternative assets. You can select your asset allocation according to your risk tolerance and financial goals.
Tax Benefits: Contributions to NPS qualify for tax benefits under Section 80CCD of the Income Tax Act. Plus, there’s a tax-free withdrawal limit when you reach maturity.
Exit and Annuity: When you turn 60, you can exit the NPS. A portion of your corpus must be used to buy an annuity, which provides you a regular pension.
Easy Online Access: NSDL offers an online platform where NPS subscribers can access their accounts, check balances, make contributions, and manage their investments seamlessly.

Download the National Pension System (NPS) NSDL Booklet or Guide in PDF format from the official website by clicking the link provided below to get all the information you need!

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