Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form PDF

PDF Name	Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form
No. of Pages	1
PDF Size	0.41 MB
Language	English
Tags	Application Form, Sarkari Yojana
PDF Category	Government
Source / Credits	Multiple Sources
Uploaded By	Pradeep

Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form - Summary

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a significant initiative aimed at promoting financial inclusion across India. This plan ensures that every household has access to essential financial services such as Banking/Savings & Deposit Accounts, Remittances, Credit, Insurance, and Pension in a cost-effective way. The scheme envisions that every family will have at least one basic banking account, while also enhancing financial literacy and providing access to essential services like credit and insurance. Beneficiaries of PMJDY receive a RuPay Debit card, which includes an accident insurance cover of ₹1 lakh.

Importance of PMJDY

The PMJDY account can be opened at any bank branch or Business Correspondent (Bank Mitr) outlet. One key feature is that accounts are opened with zero balance. However, to obtain a checkbook, the account holder must maintain a minimum balance. This scheme aims to help those without any bank accounts to access vital banking facilities in an easy and uncomplicated manner.

Jan Dhan Yojana (PMJDY) – Benefits

One basic savings bank account is opened for unbanked individuals.
There is no minimum balance requirement for PMJDY accounts.
Account holders earn interest on the deposits in their PMJDY accounts.
PMJDY account holders receive a Rupay Debit card.
Accident Insurance Cover of ₹1 lakh (enhanced to ₹2 lakh for new accounts opened after 28.8.2018) is included with the RuPay card.
Eligible account holders can avail of an overdraft (OD) facility up to ₹10,000.
PMJDY accounts qualify for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and the Micro Units Development & Refinance Agency Bank (MUDRA) scheme.

Jan Dhan Yojana Form – Documents Required

Passport
Driving License
Permanent Account Number (PAN) Card
Voter’s Identity Card issued by the Election Commission of India
Job card issued by NREGA, duly signed by an officer of the State Government
A letter from the Unique Identification Authority of India containing details of name, address, and Aadhaar number
Any other document as notified by the Central Government in consultation with the Regulator. If simplified measures are applied for identity verification, the following are considered valid documents:

Identity card with the applicant’s photo issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions.
Letter from a Gazetted officer, with a duly attested photograph of the applicant.

PMJDY Mission Office Address:

Pradhan Mantri Jan Dhan Yojana, Department of Financial Services,
Ministry of Finance, Room No. 106,
2^nd Floor, JeevanDeep Building,
Parliament Street,
New Delhi-110001

Phone: 011-23361571 / 011-23748738
Email: missionfi@nic.in