Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form PDF

PDF Name	Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form
No. of Pages	1
PDF Size	0.41 MB
Language	English
Tags	Application Form, Sarkari Yojana
PDF Category	Government
Source / Credits	files.pdfpdf.in
Uploaded By	Pradeep

Pradhan Mantri Jan Dhan Yojana (PMJDY) Application Form - Summary

Pradhan Mantri Jan Dhan Yojana (PMJDY) is an important scheme launched to promote financial inclusion throughout India. The primary aim of this initiative is to ensure that every household has access to essential financial services like Banking/Savings & Deposit Accounts, Remittances, Credit, Insurance, and Pension in a simple and affordable way. With this plan, every family is encouraged to have at least one basic banking account, which will also boost financial literacy and provide access to vital services like credit and insurance. Beneficiaries of PMJDY receive a RuPay Debit card, which comes with accident insurance cover of ₹1 lakh, ensuring additional security for the account holders.

Importance of PMJDY

You can open a PMJDY account at any bank branch or Business Correspondent (Bank Mitr) outlet. A notable feature of this scheme is that accounts can be opened without any initial deposit, meaning there’s a zero balance requirement. However, to qualify for a checkbook, account holders need to maintain a minimum balance. This scheme is designed to assist individuals who do not have any bank accounts, providing them simple and easy access to important banking services.

Jan Dhan Yojana (PMJDY) – Benefits

Individuals without bank accounts can open one basic savings bank account.
No minimum balance requirement exists for PMJDY accounts.
Interest is earned on deposits within PMJDY accounts.
Account holders receive a RuPay Debit card.
An accident insurance cover of ₹1 lakh is included with the RuPay card (enhanced to ₹2 lakh for new accounts opened after 28.8.2018).
Eligible account holders can access an overdraft (OD) facility up to ₹10,000.
PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and the Micro Units Development & Refinance Agency Bank (MUDRA) scheme.

Jan Dhan Yojana Form – Documents Required

Passport
Driving License
Permanent Account Number (PAN) Card
Voter’s Identity Card issued by the Election Commission of India
Job card from NREGA, duly signed by a State Government officer
A letter from the Unique Identification Authority of India, stating name, address, and Aadhaar number
Any other document as specified by the Central Government in consultation with the Regulator. Simplified measures for identity verification include:

Identity card with applicant’s photo issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions.
Letter from a Gazetted officer, with an attested photograph of the applicant.

PMJDY Mission Office Address:

Pradhan Mantri Jan Dhan Yojana, Department of Financial Services,
Ministry of Finance, Room No. 106,
2^nd Floor, JeevanDeep Building,
Parliament Street,
New Delhi-110001

Phone: 011-23361571 / 011-23748738
Email: [email protected]

For Technical / Website Related Queries:

Phone: 011-23362782 / 011-23361571
Email: [email protected]

You can easily download the Jan Dhan Yojana Form PDF using the link provided below for your convenience. Don’t forget to check the details and prepare your application. Downloading the PDF is simple and helps you stay informed!

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