Sukanya Samriddhi Yojana Application Form PDF

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Sukanya Samriddhi Yojana Application Form

Sukanya Samriddhi Yojana (SSY Account) is a Post Office small savings scheme, therefore your deposit is fully secure. This plan also provides good returns. The yearly interest rate on the Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana 2021) is 8.5 percent.

The unique aspect of this strategy is that you can make a large quantity of money with a tiny investment. By putting the maximum amount in this scheme, you can get a sum of around 64 lakhs upon maturity.

Scheme Tenure

The SSY is a 21-year plan that requires recurring contributions. If the child is four years old, the account will mature when the youngster reaches the age of twenty-five. However, due to the marriage, the scheme enables the withdrawal of funds after the age of 18.

Benefits Of Tax Exemption

Tax exemption is provided under Section 80C of the Investment Income Tax Act under the Sukanya Samriddhi Scheme. You can withdraw up to 50% of the investment amount if your daughter turns 18 and needs money for her studies or marriage.

Interest Rate on Sukanya Samriddhi Yojana

Investments in the Sukanya Samriddhi Yojana earn an annual interest rate of 7.6%. This scheme’s parents only need to invest for 14 years. After that, maturity is reached at the age of 21. The closing amount will get an annual interest rate of 7.6% after 14 years.


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