SBI Home Loan Documents List 2025 PDF

PDF Name	SBI Home Loan Documents List 2025
No. of Pages	6
PDF Size	0.62 MB
Language	English
PDF Category	Banking & Finance
Source / Credits	Multiple Sources
Uploaded By	Pradeep

SBI Home Loan Documents List 2025 - Summary

SBI Home Loans is the largest mortgage provider in India, helping over 30 lakh families fulfill their dream of owning a home with ease. If you’re looking for a home loan, it’s essential to know the required documents for a smooth application process.

Key Details About SBI Home Loans

SBI Bank provides home loans for a variety of needs including purchasing ready-built properties, under-construction properties, pre-owned homes, constructing a new house, extending an existing home, and even for repairs or renovations.

SBI Home Loan Features

Home loan products tailored to meet every customer’s needs
Competitive low-interest rates
Minimal processing fees
No hidden charges involved
No penalties for pre-payment
Interest calculated on a daily reducing balance
Flexible repayment options of up to 30 years
Home loans available as overdrafts
Special interest concessions for women borrowers

SBI Home Loan Documents List

List of papers/documents applicable to all applicants:

Employer Identity Card
Loan Application: Completed application form with three passport-sized photographs attached
Proof of Identity (any one): PAN, Passport, Driver’s License, or Voter ID card
Proof of Residence/Address (any one): Recent Telephone Bill, Electricity Bill, Water Bill, Piped Gas Bill, Passport, Driving License, or Aadhar Card

Property Papers:

Permission for construction (where applicable)
Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
Occupancy Certificate (if the property is ready to move in)
Share Certificate (only for Maharashtra), along with Maintenance Bill, Electricity Bill, and Property Tax Receipt
Approved Plan copy (Xerox Blueprint) and Registered Development Agreement from the builder, along with Conveyance Deed (for new property)
Payment Receipts or bank account statements showing all payments made to the Builder/Seller

Account Statement:

Last six months of Bank Account Statements for all accounts held by the applicants
If any previous loans from other banks/lenders exist, then the Loan A/C Statement for the last one year is needed

Income Proof for Salaried Applicants/Co-applicants/Guarantors:

Salary Slip or Salary Certificate for the last three months
Copy of Form 16 for the last two years, or copy of IT Returns for the last two financial years, acknowledged by the IT Department

Income Proof for Non-Salaried Applicants/Co-applicants/Guarantors:

Proof of business address
IT Returns for the last three years
Balance Sheet & Profit & Loss account for the last three years
Details of Business License (or equivalent)
TDS Certificate (Form 16A, if applicable)
Qualification Certificate (for CA, Doctors, and other professionals)

SBI Home Loan Interest Rate

You can easily download the SBI Home Loan Documents List in PDF format using the link given below for more details. Don’t miss out on this important information! 📥

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