PMAY Guidelines - Summary
PMAY or Pradhan Mantri Awas Yojana is an important program by the Government of India that aims to provide affordable housing for different sections of our society. This scheme offers an interest subsidy on home loans to individuals from the EWS (Economically Weaker Section), LIG (Low Income Group), and MIG 1 & 2 (Middle-Income Group 1 & 2). Launched in 2015, the PMAY initiative is designed to help countless families realize their dream of owning a home.
PMAY Guidelines
- “Housing for All” Mission for urban areas is intended to be implemented from 2015 to 2022. This mission aims to provide central assistance to implementing agencies through States and UTs, ensuring that all eligible families receive their houses by 2022.
- The mission supports the construction of houses up to 30 square meters of carpet area, ensuring they come with necessary civic infrastructure. States and UTs can determine house sizes and amenities at the state level in agreement with the Ministry, but they should not expect extra financial aid from the Centre. Slum redevelopment and Affordable Housing projects must include basic services like water, sanitation, sewerage, roads, and electricity. ULBs must make sure that individual houses using the credit-linked interest subsidy and beneficiary-led constructions are provided with these essential civic services.
- The minimum size of houses built under this mission has to follow the standards set in the National Building Code (NBC).
- Homes constructed with this mission must be designed to meet safety standards against earthquakes, floods, cyclones, landslides, and other natural disasters. They should comply with the National Building Code and relevant Bureau of Indian Standards (BIS) codes.
- Houses built or obtained with central assistance must be registered in the name of the female head of the household or jointly with her husband. If there is no adult female in the family, the house can be registered in the name of a male member.
- The State/UT Government and Implementing Agencies should encourage the formation of beneficiary associations, like RWAs, to manage the upkeep of the homes built under this mission.
For more details, download the PMAY Guidelines in PDF format using the link provided below, or access the alternative link for hassle-free download. 📄