Security is required for availing the J&K Bank student loan scheme which should be in the form of a third-party guarantee of one person. Processing charges of 0.05% of the loan amount is to be paid with a minimum of Rs. 25. This J&K student scheme loan should be repaid within 12 months.
You can download the J&K Education Loan Application Form in PDF format online for free.
Jammu & Kashmir Education Loan Application Form
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