Pradhan Mantri Fasal Bima Yojana (PMFBY) Guidelines

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Pradhan Mantri Fasal Bima Yojana (PMFBY) Guidelines

Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched from Kharif 2016 with an aim to support production in agriculture by providing an affordable crop insurance product to ensure comprehensive risk cover for crops of farmers against all non-preventable natural risks from pre-sowing to the post-harvest stage. The Scheme has completed 8 crop seasons and is being implemented across States/Union Territories (UTs).

Pradhan Mantri Fasal Bima Yojana (PMFBY) Guidelines Download

After the commencement of the Scheme, The Ministry of Agriculture and Farmers Welfare (MoA& FW), Government of India (GoI) has endeavored to make the Scheme more effective, transparent, and auto administration is driven with the intention to minimize manual interventions and eliminate the usage of variable methodologies for implementation and execution on the ground. This was facilitated by a detailed set of Operational Guidelines (OGs) and by leveraging efficient and cutting-edge technological solutions.

All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. However, farmers should have an insurable interest in the insured crops and lands. Such farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land possession Certificate (LPC), etc.)and/or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government in case of sharecroppers/tenant farmers and the same should be defined by the respective States in the notification itself. Such farmers are also required to essentially submit Aadhar Number and declaration about the crop sown/ crops intended to be sown.

Objective of the Scheme:-

PMFBY aims at supporting sustainable production in the agriculture sector by way of:

  • Providing financial support to farmers suffering crop loss/damage arising out of unforeseen events
  • Stabilizing the income of farmers to ensure their continuance in farming
  • Encouraging farmers to adopt innovative and modern agricultural practices
  • Ensuring creditworthiness of the farmers, crop diversification, and enhancing the growth and competitiveness of the agriculture sector besides protecting the farmers from production risks.

Pradhan Mantri Fasal Bima Yojana (PMFBY) Operational Guidelines download in PDF format and check details, apply online registration process, form PDF.

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