EC Application Form in Tamil - Summary
An Encumbrance Certificate (EC) is an essential document that acts as proof of free title and possession of a property. This document plays a vital role when you are buying or selling a property, or even when applying for a home loan or a loan against property. It assures you that the property does not carry any economic or legal liabilities.
The importance of the EC cannot be overstated. When purchasing a property, it is crucial for buyers to check for any encumbrances, as these can transfer to them along with the property. Securing an “Encumbrance Certificate” ensures that the property is free from any monetary or non-monetary obligations such as liens, outstanding loans, and leases.
How to Fill the EC Application Form in Tamil
Step-by-Step Guide to Obtaining Your EC
- Begin by making an application to the registration office for an EC. You need to include an attested copy of your address proof, details about the property, its title information, and the payment required for acquiring the certificate.
- The registration officer will check the Indexes for relevant information within the specified period.
- You will receive an Encumbrance Certificate that contains details of transactions during the requested period. If no transactions have occurred, you will be issued a Nil Encumbrance Certificate (NEC).
- The certificates are typically issued within 15 to 30 days from the date you submit your application.
- Application forms and certificates are specified in the annexures of the regulations of the Registrations Acts for different states. Generally, you will complete your application in Form No. 22, and the EC is provided in Form No. 15, while the NEC is issued in Form No. 16, according to the respective state rules.
You can easily download the EC Application Form in Tamil PDF using the link given below.