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PSB Home Loan Application Form
DOCUMENTS REQUIRED FOR PSB HOUSING LOAN
- Loan Application
- Photographs each (Applicant & Co-applicant)
- Photo ID Proof, Age Proof & proof of residence
- Bank account statement indicating transactions for the last 6 months or photocopy of passbook, along with details of account i.e. No. and Nature of account; date of opening of the account.
- The latest copy of telephone Bill (Landline or Postpaid connection at Residence and Business place)
- Copy of Aadhaar
- Copy of PAN no., Copy of IT Assessment order/ IT Return along with computation for the last 3 years
- Any other document regarding repaying capacity.
- Last 2 months salary certificates (for Salaried class) along with the particulars such as – Perks and all the deductions; Date of joining; date of superannuation; Permanency of employment/Copy of PPO in case of pensioners.
- Asset Liabilities statement on the prescribed format for Individual Applicants. Last three years Financial Statement for Applicants other than Individual Applicants.
- A cheque for processing fee and one canceled cheque of the account from which EMI (PDC/ ECS) is to be given (for signature verification). The PDC/ ECS to be taken from the account where Salary/ business income is credited.
- Property details:
- Sale deed / Lease deed/conveyance deed with a complete chain of documents
- Legal Opinion/index inspection report on the property
- Valuation Report of property
- Sanctioned Plan/ copy of approved drawings of proposed construction from a competent authority.
- Tax paid receipts, Agreement to sell, Proof of Bayana payment
- In case of purchase from Individual his ID proof and/or Bank account details