Atal Pension Yojana (APY) Brochure for Prospective Subscribers in Punjabi - Summary
Atal Pension Yojana (APY) brochure in Punjabi for prospective subscribers is published by the Pension Fund Regulatory and Development Authority (PFRDA). This one-page PDF covers eligibility, pension choices, benefits and ways to enrol.

The brochure states that Indian citizens aged 18 to 40 can join APY. From 1 October 2022, a person who is or has been an income-tax payer cannot join. The pension choices are ₹1,000, ₹2,000, ₹3,000, ₹4,000 or ₹5,000 per month after age 60.
It explains enrolment through a bank branch or post office, as well as digital options where available. PFRDA lists this prospective-subscriber brochure alongside a separate Punjabi version for existing subscribers on its APY brochure page. Read the official APY scheme details for the current rules.