Maharashtra Karj Mafi List 2026 - Summary
Maharashtra Karj Mafi 3rd Beneficiary List 2026 (Punyashlok Ahilyadevi Holkar & Mahatma Jyotirao Phule Shetkari Karjmukti Yojana 2026): The Cooperation Department, Government of Maharashtra, has officially released the 3rd Beneficiary List (तिसरी यादी / Third Phase List) for the statewide farmer loan waiver scheme. In this third phase, 3,51,192 eligible farmers across Maharashtra have been approved for a debt waiver of up to ₹2,00,000 (₹2 Lakh) on their overdue crop loans. With this latest release, the cumulative number of beneficiary farmers relieved of crop debt has surpassed 24.67 lakh across the state.
Under the scheme guidelines, the Maharashtra State Government is waiving outstanding short-term crop loans and restructured crop loans up to ₹2 Lakh disbursed between 1 April 2019 and 31 March 2025 that remained overdue as of 30 September 2025 and unpaid up to 31 March 2026. Furthermore, farmers who have demonstrated financial discipline by repaying their loans regularly and on time are being rewarded with an Incentive Subsidy (प्रोत्साहन अनुदान) of up to ₹50,000 credited directly into their bank accounts.
Maharashtra Karj Mafi List 2026 – Highlights
| Scheme Name | Mahatma Jyotirao Phule Shetkari Karjmukti Yojana / Punyashlok Ahilyadevi Holkar Karj Mafi Yojana 2026 |
| Nodal Department | Cooperation, Marketing & Textiles Department, Government of Maharashtra |
| Target Beneficiaries | Small, marginal, and distressed farmers in Maharashtra |
| Maximum Loan Waiver Limit | Up to ₹2,00,000 (₹2 Lakh crop loan waiver per eligible farmer) |
| Incentive Subsidy | Up to ₹50,000 for regular loan repayers (प्रोत्साहन अनुदान) |
| Latest Update (2026) | 3rd Beneficiary List released (3,51,192 eligible farmers added) |
| Authentication Process | Biometric Aadhaar e-KYC (Thumb Impression / OTP) |
| Official Website | mjpsky.maharashtra.gov.in |
How to Check Maharashtra Karj Mafi List 2026
Maharashtra government has not yet provided an online facility to download the Karj Mafi List. If the government releases the list online, you can follow the steps given below to download it.
Step 1: Visit the official web portal of the scheme at mjpsky.maharashtra.gov.in.
Step 2: On the homepage, locate and click on the ‘Beneficiary List / शेतकरी यादी 2026’ link.
Step 3: Select your District, Taluka, and Village from the respective drop-down menus.
Step 4: Click the ‘Search’ / ‘View List’ button. The complete village farmer beneficiary list will be displayed on screen.
Step 5: Look up your name, Unique Identification Number (UID), and approved loan waiver amount. You can download or print the PDF list for your records.
Offline – Collect List from Blocl/Gram Panchayat Office
Farmers can also check physical copies of the beneficiary lists displayed on notice boards at the local Gram Panchayat office, village Chavadi, and local Primary Agricultural Credit Society (PACS). Farmers also visit the nearest Maha-e-Seva Kendra (CSC Center) or Aaple Sarkar Seva Kendra to check the beneficiary list.
Offline – Collect List from Bank
Farmers can also check their loan bank account to see whether the government has credited any loan waiver benefits or subsidies to their accounts.
Maharashtra Karj Mafi 2026 – 3rd List & Key Policy Details
- Debt Relief for 3.51 Lakh Additional Farmers: The 3rd beneficiary list officially published by the Cooperation Department includes 3,51,192 verified farmers who were pending from earlier phases. State authorities have dispatched disbursement schedules to district cooperative banks and primary agricultural credit societies.
- One-Time Settlement (OTS) for Loans Above ₹2 Lakh: For farmers whose total outstanding eligible crop loan exceeds ₹2 lakh, the government has instituted an OTS (One-Time Settlement) and bank haircut mechanism. Under this framework, after the farmer deposits the surplus amount exceeding ₹2 lakh, the state government waives the ₹2 lakh amount, making the loan account completely debt-free.
- ₹50,000 Incentive for Regular Repayers: Farmers who consistently paid their loan installments on time despite adverse climatic conditions and market fluctuations receive up to ₹50,000 incentive bonus directly into their savings accounts.
- Transparent Direct Benefit Transfer (DBT): To eliminate intermediaries and ensure transparent delivery, the waiver funds are deposited straight into the farmer’s Aadhaar-linked loan account.
Eligibility Criteria
- The applicant farmer must be a permanent resident of Maharashtra.
- Small and marginal farmers, dryland cultivators, and farmers engaged in sugarcane, orchard fruits, or traditional agricultural cultivation are eligible.
- The farmer must hold an active bank crop loan account with a commercial bank, nationalized bank, regional rural bank (RRB), or district central cooperative bank (DCCB).
- Applicable strictly to short-term crop loans and approved restructured crop loans within the notified dates.
Ineligible Categories (Who Cannot Benefit)
- Sitting and former Ministers, Members of Parliament (MPs), Members of Legislative Assembly/Council (MLAs/MLCs), and Zilla Parishad members.
- Central and State Government officers and employees drawing a monthly salary above ₹25,000 (excluding Class IV / Grade D employees).
- Officers and staff of government corporations, municipal bodies, and semi-government undertakings (excluding Class IV staff).
- Members of Board of Directors and senior management of cooperative sugar mills, Agriculture Produce Market Committees (APMC), cooperative milk federations, urban cooperative banks, and spinning mills.
- Individuals receiving a monthly retirement pension exceeding ₹25,000.
- Individuals who pay income tax on income earned from non-agricultural professions or business.
Required Documents
- Farmer’s Aadhaar Card
- Bank Loan Account Passbook / Statement
- Land Ownership Proof (7/12 and 8-A Extract)
- Ration Card
- Aadhaar-Linked Active Mobile Number
- Recent Passport-Size Photographs
District-Wise Coverage (All 36 Districts of Maharashtra)
| Ahmednagar (Ahilyanagar) | Akola | Amravati | Chhatrapati Sambhajinagar |
| Bhandara | Beed | Buldhana | Chandrapur |
| Dhule | Gadchiroli | Gondia | Hingoli |
| Jalgaon | Jalna | Kolhapur | Latur |
| Mumbai City | Nagpur | Nanded | Nandurbar |
| Nashik | Dharashiv (Osmanabad) | Palghar | Parbhani |
| Pune | Raigad | Ratnagiri | Sangli |
| Satara | Sindhudurg | Solapur | Thane |
| Wardha | Washim | Yavatmal | Mumbai Suburban |
District-wise eligible farmers (selective)
District – Eligible Farmers
- Ahilyanagar 1,32,734
- Buldhana 1,16,436
- Jalna 1,07,505
- Yavatmal 1,01,470
- Beed 99,631
- Nanded 99,054
- Parbhani 79,855
- Amravati 76,978
- Jalgaon 65,343
- Pune 64,664
- Latur 54,671
- Wardha 54,107
- Washim 54,107
- Akola 49,250
- Dharashiv 47,886
- Hingoli 44,213
- Chandrapur 43,968
- Sangli 38,440
- Nandurbar 35,890
- Satara 31,556
- Dhule 29,012
- Kolhapur 27,110
- Solapur 26,253
- Nagpur 24,332
- Bhandara 22,365
- Gondia 21,616
- Thane 10,967
- Palghar 10,484
- Raigad 7,544
- Ratnagiri 7,078
- Gadchiroli 6,423
- Sindhudurg 3,708
Helpline & Contact Details
- Department: Cooperation, Marketing and Textiles Department, Government of Maharashtra
- Address: 358 Annexe, 3rd Floor, Mantralaya, Madam Cama Road, Hutatma Rajguru Chowk, Mumbai – 400032.
- Official Email: [email protected]
- Toll-Free Helpline Numbers: 1800 102 3402 / 8657593808 / 8657593809 / 8657593810
