SBI Home Loan Documents List 2025 - Summary
SBI Home Loans is the largest mortgage provider in India, assisting over 30 lakh families in realising their dream of homeownership with ease. If you’re seeking a home loan, it’s crucial to understand the required documents for a hassle-free application process.
Key Details About SBI Home Loans
SBI Bank offers home loans for various needs, such as purchasing ready-built properties, under-construction homes, pre-owned houses, building a new house, extending an existing home, and even for repairs or renovations.
SBI Home Loan Features
- Home loan products designed to meet every customer’s needs
- Competitive low-interest rates
- Minimal processing fees
- No hidden charges involved
- No penalties for pre-payment
- Interest calculated on a daily reducing balance
- Flexible repayment options of up to 30 years
- Home loans available as overdrafts
- Special interest concessions for women borrowers
SBI Home Loan Documents List
List of documents required for all applicants:
- Employer Identity Card
- Loan Application: Completed application form with three passport-sized photos attached
- Proof of Identity (any one): PAN, Passport, Driver’s License, or Voter ID card
- Proof of Residence/Address (any one): Recent Telephone Bill, Electricity Bill, Water Bill, Piped Gas Bill, Passport, Driving License, or Aadhar Card
Property Papers:
- Permission for construction (where applicable)
- Registered Agreement for Sale (only for Maharashtra) / Allotment Letter / Stamped Agreement for Sale
- Occupancy Certificate (if the property is ready to move in)
- Share Certificate (only for Maharashtra), along with Maintenance Bill, Electricity Bill, and Property Tax Receipt
- Approved Plan copy (Xerox Blueprint) and Registered Development Agreement from the builder, along with the Conveyance Deed (for new property)
- Payment Receipts or bank account statements showing all payments made to the Builder/Seller
Account Statement:
- Last six months of Bank Account Statements for all accounts held by the applicants
- If any previous loans from other banks/lenders exist, then the Loan A/C Statement for the last one year is needed
Income Proof for Salaried Applicants/Co-applicants/Guarantors:
- Salary Slip or Salary Certificate for the last three months
- Copy of Form 16 for the last two years, or copy of IT Returns for the last two financial years, acknowledged by the IT Department
Income Proof for Non-Salaried Applicants/Co-applicants/Guarantors:
- Proof of business address
- IT Returns for the last three years
- Balance Sheet & Profit & Loss account for the last three years
- Details of Business License (or equivalent)
- TDS Certificate (Form 16A, if applicable)
- Qualification Certificate (for CA, Doctors, and other professionals)
SBI Home Loan Interest Rate
You can easily download the updated list of SBI Home Loan Documents in PDF format using the link mentioned below for more details. Don’t miss out on this essential information! 📥
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SBI Home Loan Application Form
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SBI Home Loan Interest Rates 2022
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SBI Account Opening Form 2025: Easy Guide and PDF Download
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SBI Address Change Declaration Form
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SBI Form 15G
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SBI Mudra Loan Application Form
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SBI Internet Banking Registration Form
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SBI Branch Code List