HDFC Bank Credit Cards Revised Terms & Conditions
The Most Important Terms and Conditions are to be read along with the Card Member Agreement of
HDFC Bank Ltd for complete understanding. The MITC is subject to change.
- Interest-free Period – Up to 50 days
- Minimum Repayment Amount – 5% or minimum `200
- Cash Advance Limit – 40% of the Credit Limit
The Cardmember can use the Card to access cash in an emergency from ATMs in India or abroad. A transaction fee of 2.5% (Minimum Rs. 500 (excluding Infinia) would be levied on the amount withdrawn and would be billed to
the Cardmember in the next statement. The transaction fee is subject to change at the discretion of HDFC Bank. All cash advances also carry a finance charge equal to charges on revolving credit (please refer to schedule of charges) from the date of withdrawal until the date of full payment. The finance charge is subject to change at the discretion of HDFC Bank.
For more details download the HDFC Bank Credit Cards Revised Terms & Conditions in PDF format using the link given below.